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SWIFT / Wire Access

Quality and freedom of international bank wire transfers — score 0–100 based on SWIFT network membership, OFAC/EU sanctions impact, correspondent banking relationships, and average wire transfer costs/times (SWIFT Watch 2024; OFAC SDN List; EU Consolidated Sanctions List). Score 100 = full SWIFT member, zero sanctions, competitive wire costs, fast settlement. North Korea scores 2 — completely isolated, no SWIFT access, all correspondent banking severed. Iran scores 5 — disconnected from SWIFT since 2012 and 2018 JCPOA reimposition; international transfers effectively impossible through normal banking. Russia scores 22: most major banks disconnected from SWIFT since March 2022 (Sberbank, VTB, Gazprombank partially), US/EU asset freezes; minor banks still connected but heavily restricted. Cuba 15: US embargo makes USD wire transfers nearly impossible; limited SWIFT connectivity. Belarus 28: partial SWIFT exclusion since 2022. Syria 12: heavy US/EU sanctions. Myanmar 35: post-2021 coup sanctions on military-linked banks. All EU members, US, Singapore, Japan, Switzerland score 95+.

#↑ Country↕ Raw Value↕ Score↕
1 United States98 98 98
1 Singapore98 98 98
3 Hong Kong97 97 97
4 Australia95 95 95
4 Ireland95 95 95
4 England95 95 95
4 Finland95 95 95
4 Denmark95 95 95
4 Estonia95 95 95
4 Sweden95 95 95
4 Norway95 95 95
4 Germany95 95 95
4 Belgium95 95 95
4 Luxembourg95 95 95
4 Canada95 95 95
4 Netherlands95 95 95
4 United Arab Emirates95 95 95
4 Korea Republic95 95 95
4 France95 95 95
4 Austria95 95 95
4 Switzerland95 95 95
4 New Zealand95 95 95
4 Japan95 95 95
24 Scotland93 93 93
25 Wales92 92 92
25 Lithuania92 92 92
25 Malta92 92 92
25 Czech Republic92 92 92
25 Poland92 92 92
25 Qatar92 92 92
25 Bahrain92 92 92
25 Spain92 92 92
25 Cayman Islands92 92 92
25 Slovenia92 92 92
25 Portugal92 92 92
25 Israel92 92 92
25 Italy92 92 92
25 Iceland92 92 92
39 Latvia90 90 90
39 Northern Ireland90 90 90
39 Bermuda90 90 90
39 Slovakia90 90 90
39 Bahamas90 90 90
39 Saudi Arabia90 90 90
39 Gibraltar90 90 90
39 Panama90 90 90
39 Cyprus90 90 90
39 Croatia90 90 90
39 Chinese Taipei90 90 90
50 Uruguay88 88 88
50 Faroe Islands88 88 88
50 Macau88 88 88
50 Mauritius88 88 88
50 Aruba88 88 88
50 Monaco88 88 88
50 Liechtenstein88 88 88
50 Malaysia88 88 88
50 Hungary88 88 88
50 Barbados88 88 88
50 Bulgaria88 88 88
50 Romania88 88 88
50 U.S. Virgin Islands88 88 88
50 Puerto Rico88 88 88
50 Georgia88 88 88
50 Greece88 88 88
50 Chile88 88 88
67 Turks and Caicos Islands87 87 87
67 British Virgin Islands87 87 87
69 Seychelles85 85 85
69 French Guiana85 85 85
69 Kuwait85 85 85
69 South Africa85 85 85
69 Curacao85 85 85
69 Brunei85 85 85
69 Thailand85 85 85
69 Andorra85 85 85
69 San Marino85 85 85
69 Oman85 85 85
69 Réunion85 85 85
69 Trinidad and Tobago85 85 85
69 Mexico85 85 85
69 Anguilla85 85 85
69 Antigua and Barbuda85 85 85
69 Saint Kitts and Nevis85 85 85
69 Guam85 85 85
69 Costa Rica85 85 85
69 Martinique85 85 85
69 Guadeloupe85 85 85
89 Sint Maarten83 83 83
89 Saint Lucia83 83 83
91 Maldives82 82 82
91 India82 82 82
91 Tahiti82 82 82
91 American Samoa82 82 82
91 Grenada82 82 82
91 Jamaica82 82 82
91 Colombia82 82 82
91 New Caledonia82 82 82
99 Namibia80 80 80
99 Botswana80 80 80
99 Brazil80 80 80
99 Saint Pierre and Miquelon80 80 80
99 Rwanda80 80 80
99 Belize80 80 80
99 Jordan80 80 80
99 Serbia80 80 80
99 Saint-Martin80 80 80
99 Saint Vincent and the Grenadines80 80 80
99 Dominican Republic80 80 80
99 Armenia80 80 80
99 Peru80 80 80
99 Turkey80 80 80
99 Northern Mariana Islands80 80 80
99 Dominica80 80 80
99 Indonesia80 80 80
99 El Salvador80 80 80
117 Kazakhstan78 78 78
117 Kenya78 78 78
117 China78 78 78
117 Cape Verde78 78 78
117 Morocco78 78 78
117 Vietnam78 78 78
117 Montenegro78 78 78
117 Montserrat78 78 78
117 Albania78 78 78
117 Ecuador78 78 78
117 Philippines78 78 78
128 Ghana75 75 75
128 Guyana75 75 75
128 Paraguay75 75 75
128 Tunisia75 75 75
128 Argentina75 75 75
128 North Macedonia75 75 75
128 Azerbaijan75 75 75
128 Fiji75 75 75
128 Djibouti75 75 75
128 Guatemala75 75 75
138 Kosovo72 72 72
138 Senegal72 72 72
138 Nigeria72 72 72
138 Ivory Coast72 72 72
138 Benin72 72 72
138 Suriname72 72 72
138 Swaziland72 72 72
138 Egypt72 72 72
138 Ukraine72 72 72
138 Tanzania72 72 72
138 Moldova72 72 72
138 Honduras72 72 72
138 Algeria72 72 72
138 Bosnia and Herzegovina72 72 72
152 Cambodia70 70 70
152 Zambia70 70 70
152 Bangladesh70 70 70
152 Uganda70 70 70
152 Palau70 70 70
152 Mongolia70 70 70
152 Bolivia70 70 70
152 Mayotte70 70 70
160 Gambia68 68 68
160 Burkina Faso68 68 68
160 Togo68 68 68
160 Gabon68 68 68
160 Lesotho68 68 68
160 Cameroon68 68 68
160 Sri Lanka68 68 68
160 Uzbekistan68 68 68
160 Samoa68 68 68
160 Kyrgyzstan68 68 68
160 Bhutan68 68 68
171 Angola65 65 65
171 Zanzibar65 65 65
171 Marshall Islands65 65 65
171 Ethiopia65 65 65
171 São Tomé and Príncipe65 65 65
171 Malawi65 65 65
171 Cook Islands65 65 65
171 Pakistan65 65 65
171 Tonga65 65 65
171 Nicaragua65 65 65
171 Vanuatu65 65 65
171 Nepal65 65 65
183 Mali62 62 62
183 Mauritania62 62 62
183 Congo62 62 62
183 Liberia62 62 62
183 Equatorial Guinea62 62 62
183 Laos62 62 62
183 Mozambique62 62 62
183 Micronesia62 62 62
191 Madagascar60 60 60
191 Sierra Leone60 60 60
191 Nauru60 60 60
191 Burundi60 60 60
191 Kiribati60 60 60
191 Papua New Guinea60 60 60
191 Solomon Islands60 60 60
198 Guinea58 58 58
198 Congo DR58 58 58
198 Comoros58 58 58
198 Niue58 58 58
198 Tajikistan58 58 58
203 Niger55 55 55
203 Guinea-Bissau55 55 55
203 Zimbabwe55 55 55
203 Libya55 55 55
203 Tuvalu55 55 55
203 Iraq55 55 55
203 Wallis and Futuna55 55 55
203 Timor-Leste55 55 55
211 Central African Republic50 50 50
212 Chad48 48 48
212 Lebanon48 48 48
214 Haiti45 45 45
215 Palestine42 42 42
216 Turkmenistan40 40 40
217 Eritrea38 38 38
218 Venezuela35 35 35
218 Myanmar35 35 35
220 Western Sahara30 30 30
220 South Sudan30 30 30
222 Belarus28 28 28
223 Russia22 22 22
224 Sudan20 20 20
224 Somalia20 20 20
224 Afghanistan20 20 20
227 Yemen18 18 18
228 Cuba15 15 15
229 Syria12 12 12
230 Iran5 5 5
231 Korea DPR2 2 2