Health Insurance for Foreigners

Nomadino health-insurance-access index for foreigners on a 0-100 point scale. Higher is better. The raw value combines legal and practical access to insurance for foreigners, financial protection, affordability, benefit scope, administrative reliability and crisis-resilience checks. Score equals raw value.
1 Thailand90 points 90 points 90
2 Malaysia87 points 87 points 87
3 Portugal86 points 86 points 86
4 Spain84 points 84 points 84
5 Colombia83 points 83 points 83
6 Chinese Taipei82 points 82 points 82
6 Costa Rica82 points 82 points 82
8 Georgia81 points 81 points 81
8 Singapore81 points 81 points 81
8 United Arab Emirates81 points 81 points 81
11 Japan80 points 80 points 80
11 Korea Republic80 points 80 points 80
11 Malta80 points 80 points 80
11 Panama80 points 80 points 80
15 Austria79 points 79 points 79
15 Chile79 points 79 points 79
15 Croatia79 points 79 points 79
15 Greenland79 points 79 points 79
15 Italy79 points 79 points 79
15 Mexico79 points 79 points 79
21 Australia78 points 78 points 78
21 Czech Republic78 points 78 points 78
21 Denmark78 points 78 points 78
21 Estonia78 points 78 points 78
21 Finland78 points 78 points 78
21 France78 points 78 points 78
21 New Zealand78 points 78 points 78
21 San Marino78 points 78 points 78
21 Sweden78 points 78 points 78
30 Belgium77 points 77 points 77
30 Faroe Islands77 points 77 points 77
30 Germany77 points 77 points 77
30 Luxembourg77 points 77 points 77
30 Netherlands77 points 77 points 77
30 Norway77 points 77 points 77
30 Slovenia77 points 77 points 77
30 United Kingdom77 points 77 points 77
38 Canada76 points 76 points 76
38 Cyprus76 points 76 points 76
38 Greece76 points 76 points 76
38 Iceland76 points 76 points 76
38 Ireland76 points 76 points 76
38 Liechtenstein76 points 76 points 76
38 Lithuania76 points 76 points 76
38 Poland76 points 76 points 76
38 Qatar76 points 76 points 76
38 Slovakia76 points 76 points 76
38 Uruguay76 points 76 points 76
49 Andorra75 points 75 points 75
49 Gibraltar75 points 75 points 75
49 Latvia75 points 75 points 75
49 Macau75 points 75 points 75
49 Réunion75 points 75 points 75
54 Bulgaria74 points 74 points 74
54 Hungary74 points 74 points 74
54 Montenegro74 points 74 points 74
54 Romania74 points 74 points 74
58 Brunei73 points 73 points 73
58 Cayman Islands73 points 73 points 73
58 Hong Kong73 points 73 points 73
58 Serbia73 points 73 points 73
58 Vietnam73 points 73 points 73
63 Armenia72 points 72 points 72
63 Barbados72 points 72 points 72
63 Israel72 points 72 points 72
63 Mauritius72 points 72 points 72
63 New Caledonia72 points 72 points 72
63 Oman72 points 72 points 72
69 Bahrain71 points 71 points 71
69 Guadeloupe71 points 71 points 71
69 Kuwait71 points 71 points 71
69 Martinique71 points 71 points 71
69 Saint Pierre and Miquelon71 points 71 points 71
69 Switzerland71 points 71 points 71
69 Tahiti71 points 71 points 71
76 Aruba70 points 70 points 70
76 British Virgin Islands70 points 70 points 70
76 Curacao70 points 70 points 70
76 French Guiana70 points 70 points 70
76 Kazakhstan70 points 70 points 70
76 North Macedonia70 points 70 points 70
76 Puerto Rico70 points 70 points 70
76 Saudi Arabia70 points 70 points 70
76 Trinidad and Tobago70 points 70 points 70
76 Turkey70 points 70 points 70
86 Albania69 points 69 points 69
86 Argentina69 points 69 points 69
86 Bahamas69 points 69 points 69
86 Bosnia and Herzegovina69 points 69 points 69
86 Brazil69 points 69 points 69
86 Guam69 points 69 points 69
86 Peru69 points 69 points 69
86 Saint Kitts and Nevis69 points 69 points 69
86 Saint-Martin69 points 69 points 69
86 Seychelles69 points 69 points 69
86 Sri Lanka69 points 69 points 69
97 Anguilla68 points 68 points 68
97 Antigua and Barbuda68 points 68 points 68
97 Dominican Republic68 points 68 points 68
97 Ecuador68 points 68 points 68
97 Jordan68 points 68 points 68
97 Moldova68 points 68 points 68
97 Sint Maarten68 points 68 points 68
97 Turks and Caicos Islands68 points 68 points 68
97 U.S. Virgin Islands68 points 68 points 68
106 Azerbaijan67 points 67 points 67
106 Mayotte67 points 67 points 67
106 Paraguay67 points 67 points 67
109 Bermuda66 points 66 points 66
109 El Salvador66 points 66 points 66
109 Grenada66 points 66 points 66
109 Indonesia66 points 66 points 66
109 Maldives66 points 66 points 66
109 Northern Mariana Islands66 points 66 points 66
109 Saint Lucia66 points 66 points 66
116 Belize65 points 65 points 65
116 Dominica65 points 65 points 65
116 India65 points 65 points 65
116 Jamaica65 points 65 points 65
116 Kosovo65 points 65 points 65
116 Monaco65 points 65 points 65
116 Mongolia65 points 65 points 65
116 Montserrat65 points 65 points 65
116 Morocco65 points 65 points 65
116 Philippines65 points 65 points 65
116 Saint Vincent and the Grenadines65 points 65 points 65
127 American Samoa64 points 64 points 64
127 Guyana64 points 64 points 64
127 Suriname64 points 64 points 64
127 Tunisia64 points 64 points 64
127 Uzbekistan64 points 64 points 64
132 Bolivia63 points 63 points 63
132 Cape Verde63 points 63 points 63
132 China63 points 63 points 63
132 South Africa63 points 63 points 63
136 Botswana62 points 62 points 62
136 Cambodia62 points 62 points 62
136 Fiji62 points 62 points 62
136 Guatemala62 points 62 points 62
136 Namibia62 points 62 points 62
136 Nicaragua62 points 62 points 62
142 Cook Islands61 points 61 points 61
142 Egypt61 points 61 points 61
142 Honduras61 points 61 points 61
142 United States61 points 61 points 61
146 Bhutan60 points 60 points 60
146 Kyrgyzstan60 points 60 points 60
148 Rwanda59 points 59 points 59
149 Algeria58 points 58 points 58
149 Nepal58 points 58 points 58
149 Palau58 points 58 points 58
149 Russia58 points 58 points 58
153 Gabon57 points 57 points 57
153 Kenya57 points 57 points 57
153 Laos57 points 57 points 57
156 Tajikistan56 points 56 points 56
157 Belarus55 points 55 points 55
157 Ghana55 points 55 points 55
157 Niue55 points 55 points 55
157 Samoa55 points 55 points 55
157 Senegal55 points 55 points 55
157 Wallis and Futuna55 points 55 points 55
157 Zanzibar55 points 55 points 55
164 Bangladesh54 points 54 points 54
164 Tonga54 points 54 points 54
166 Ivory Coast53 points 53 points 53
166 Vanuatu53 points 53 points 53
168 Tanzania51 points 51 points 51
168 Uganda51 points 51 points 51
168 Venezuela51 points 51 points 51
168 Zambia51 points 51 points 51
168 Zimbabwe51 points 51 points 51
173 Lebanon50 points 50 points 50
173 Swaziland50 points 50 points 50
175 Djibouti48 points 48 points 48
175 Equatorial Guinea48 points 48 points 48
175 Iraq48 points 48 points 48
175 Marshall Islands48 points 48 points 48
175 Micronesia48 points 48 points 48
175 Nauru48 points 48 points 48
175 Pakistan48 points 48 points 48
175 Timor-Leste48 points 48 points 48
183 São Tomé and Príncipe47 points 47 points 47
183 Tuvalu47 points 47 points 47
185 Cameroon46 points 46 points 46
185 Congo46 points 46 points 46
185 Gambia46 points 46 points 46
185 Lesotho46 points 46 points 46
185 Nigeria46 points 46 points 46
190 Angola45 points 45 points 45
190 Kiribati45 points 45 points 45
190 Mauritania45 points 45 points 45
190 Solomon Islands45 points 45 points 45
194 Malawi44 points 44 points 44
194 Togo44 points 44 points 44
196 Benin43 points 43 points 43
196 Ethiopia43 points 43 points 43
198 Comoros42 points 42 points 42
198 Papua New Guinea42 points 42 points 42
200 Madagascar40 points 40 points 40
201 Mozambique39 points 39 points 39
201 Sierra Leone39 points 39 points 39
203 Liberia38 points 38 points 38
204 Burundi37 points 37 points 37
204 Guinea37 points 37 points 37
206 Burkina Faso35 points 35 points 35
206 Guinea-Bissau35 points 35 points 35
206 Myanmar35 points 35 points 35
206 Palestine35 points 35 points 35
206 Ukraine35 points 35 points 35
211 Mali33 points 33 points 33
211 Niger33 points 33 points 33
213 Cuba32 points 32 points 32
214 Chad31 points 31 points 31
214 Congo DR31 points 31 points 31
216 Central African Republic28 points 28 points 28
217 Haiti26 points 26 points 26
218 Libya25 points 25 points 25
218 Sudan25 points 25 points 25
220 Iran24 points 24 points 24
221 Turkmenistan18 points 18 points 18
221 Yemen18 points 18 points 18
223 Afghanistan17 points 17 points 17
224 Western Sahara6 points 6 points 6
225 Eritrea5 points 5 points 5
226 Somalia4 points 4 points 4
226 South Sudan4 points 4 points 4
226 Syria4 points 4 points 4
229 Korea DPR3 points 3 points 3

Last rating: June 15th, 2026

How the Raw Value Is Calculated

The raw value is a Nomadino access score from 0 to 100 points. 100 means very strong, legally clear and practically affordable health-insurance access for foreigners; 0 means access is effectively unavailable or unreliable. The score equals the raw value.

The calculation combines six components: 40% legal and practical access for foreigners, 20% financial protection in the health system, 15% affordability, 15% benefit scope and service breadth, 7% administrative reliability and 3% crisis resilience.

The access anchor assesses whether foreigners, longer-stay visitors, residents, self-employed people or employees can realistically obtain public, private or mandatory health insurance. Residence link, waiting periods, acceptance rules, exclusions, visa or residence recognition and practical local usability are decisive.

Financial protection uses international health data on universal health coverage, insurance coverage, out-of-pocket health expenditure and national health-system profiles. A country is not rated highly merely because a cheap private policy exists if coverage is thin, weakly recognised or financially risky in serious illness.

Affordability keeps the previous monthly-premium research only as one component. It is cross-checked with income, purchasing power and typical treatment costs so a low dollar premium in a weak or incomplete system does not automatically create a high score.

War, state collapse, very weak administration or missing legal enforcement can trigger ceilings. Conversely, well-documented systems with strong foreigner access can receive floors. Small territories are derived from administering state, local autonomy, health-system access and plausible comparator countries.