Traveler Payment Infrastructure

This ranking compares how easily visitors can pay in practice. It rates card payments, mobile payments, ATMs as a backup, international payment routes, fintech development and reliable usability for foreign visitors.
1 Luxembourg100 points 100 points 100
1 Switzerland100 points 100 points 100
3 Austria98 points 98 points 98
3 Canada98 points 98 points 98
3 Estonia98 points 98 points 98
3 Singapore98 points 98 points 98
7 Australia97 points 97 points 97
7 Denmark97 points 97 points 97
9 Finland96 points 96 points 96
9 Netherlands96 points 96 points 96
9 Sweden96 points 96 points 96
12 Germany95 points 95 points 95
12 Gibraltar95 points 95 points 95
12 Iceland95 points 95 points 95
12 New Zealand95 points 95 points 95
12 Portugal95 points 95 points 95
12 United Kingdom95 points 95 points 95
18 France94 points 94 points 94
18 Norway94 points 94 points 94
18 Spain94 points 94 points 94
21 Ireland93 points 93 points 93
21 United States93 points 93 points 93
23 Faroe Islands92 points 92 points 92
23 Korea Republic92 points 92 points 92
25 Belgium91 points 91 points 91
25 Cayman Islands91 points 91 points 91
25 Greenland91 points 91 points 91
25 Hong Kong91 points 91 points 91
25 Latvia91 points 91 points 91
25 Lithuania91 points 91 points 91
25 Malta91 points 91 points 91
32 Bermuda90 points 90 points 90
32 Czech Republic90 points 90 points 90
32 Japan90 points 90 points 90
32 Slovenia90 points 90 points 90
36 Aruba89 points 89 points 89
36 United Arab Emirates89 points 89 points 89
38 Israel88 points 88 points 88
38 Italy88 points 88 points 88
38 Turks and Caicos Islands88 points 88 points 88
41 Croatia87 points 87 points 87
41 Guadeloupe87 points 87 points 87
41 Liechtenstein87 points 87 points 87
41 Martinique87 points 87 points 87
41 Monaco87 points 87 points 87
41 Réunion87 points 87 points 87
41 Slovakia87 points 87 points 87
41 U.S. Virgin Islands87 points 87 points 87
49 Chinese Taipei86 points 86 points 86
49 Curacao86 points 86 points 86
49 Cyprus86 points 86 points 86
49 Guam86 points 86 points 86
49 Poland86 points 86 points 86
49 Saint-Martin86 points 86 points 86
49 Sint Maarten86 points 86 points 86
56 British Virgin Islands85 points 85 points 85
56 French Guiana85 points 85 points 85
56 New Caledonia85 points 85 points 85
56 Tahiti85 points 85 points 85
60 Northern Mariana Islands84 points 84 points 84
60 Saint Pierre and Miquelon84 points 84 points 84
60 Uruguay84 points 84 points 84
63 Georgia83 points 83 points 83
63 Greece83 points 83 points 83
63 Hungary83 points 83 points 83
66 Bahrain82 points 82 points 82
66 Macau82 points 82 points 82
66 Malaysia82 points 82 points 82
66 Puerto Rico82 points 82 points 82
70 American Samoa81 points 81 points 81
70 Bulgaria81 points 81 points 81
70 Chile81 points 81 points 81
73 Montserrat80 points 80 points 80
74 Brazil79 points 79 points 79
74 Costa Rica79 points 79 points 79
74 Panama79 points 79 points 79
74 Qatar79 points 79 points 79
74 Romania79 points 79 points 79
74 Thailand79 points 79 points 79
80 Kuwait78 points 78 points 78
80 Mauritius78 points 78 points 78
80 Mayotte78 points 78 points 78
80 North Macedonia78 points 78 points 78
84 Andorra77 points 77 points 77
84 Montenegro77 points 77 points 77
84 San Marino77 points 77 points 77
84 Saudi Arabia77 points 77 points 77
84 Serbia77 points 77 points 77
89 Armenia76 points 76 points 76
89 Kazakhstan76 points 76 points 76
89 Oman76 points 76 points 76
92 Bosnia and Herzegovina75 points 75 points 75
92 Cook Islands75 points 75 points 75
92 Trinidad and Tobago75 points 75 points 75
92 Turkey75 points 75 points 75
96 Argentina74 points 74 points 74
96 China74 points 74 points 74
96 South Africa74 points 74 points 74
99 Kosovo72 points 72 points 72
99 Mexico72 points 72 points 72
99 Mongolia72 points 72 points 72
99 Peru72 points 72 points 72
99 Ukraine72 points 72 points 72
104 Bahamas71 points 71 points 71
104 Maldives71 points 71 points 71
106 Dominican Republic70 points 70 points 70
106 Moldova70 points 70 points 70
106 Namibia70 points 70 points 70
109 Albania69 points 69 points 69
109 Botswana69 points 69 points 69
109 Brunei69 points 69 points 69
109 Niue69 points 69 points 69
113 Colombia68 points 68 points 68
113 Jamaica68 points 68 points 68
113 Kyrgyzstan68 points 68 points 68
113 Seychelles68 points 68 points 68
117 Azerbaijan67 points 67 points 67
117 Barbados67 points 67 points 67
117 Belize67 points 67 points 67
117 Indonesia67 points 67 points 67
117 Uzbekistan67 points 67 points 67
117 Wallis and Futuna67 points 67 points 67
123 Ecuador66 points 66 points 66
123 El Salvador66 points 66 points 66
123 Jordan66 points 66 points 66
123 Paraguay66 points 66 points 66
123 Philippines66 points 66 points 66
123 Vietnam66 points 66 points 66
129 Anguilla64 points 64 points 64
129 Antigua and Barbuda64 points 64 points 64
129 India64 points 64 points 64
132 Cambodia63 points 63 points 63
132 Kenya63 points 63 points 63
132 Morocco63 points 63 points 63
132 Saint Kitts and Nevis63 points 63 points 63
136 Ghana62 points 62 points 62
136 Swaziland62 points 62 points 62
138 Belarus61 points 61 points 61
138 Bolivia61 points 61 points 61
138 Guatemala61 points 61 points 61
138 Tunisia61 points 61 points 61
142 Grenada60 points 60 points 60
142 Saint Lucia60 points 60 points 60
144 Fiji59 points 59 points 59
144 Honduras59 points 59 points 59
144 Russia59 points 59 points 59
144 Saint Vincent and the Grenadines59 points 59 points 59
144 Sri Lanka59 points 59 points 59
149 Bhutan58 points 58 points 58
149 Egypt58 points 58 points 58
149 Gabon58 points 58 points 58
152 Cape Verde57 points 57 points 57
152 Lesotho57 points 57 points 57
152 Nepal57 points 57 points 57
152 Rwanda57 points 57 points 57
152 Senegal57 points 57 points 57
152 Zambia57 points 57 points 57
158 Dominica56 points 56 points 56
158 Tajikistan56 points 56 points 56
160 Samoa55 points 55 points 55
161 Nicaragua54 points 54 points 54
161 Nigeria54 points 54 points 54
161 Uganda54 points 54 points 54
164 Bangladesh53 points 53 points 53
164 Guyana53 points 53 points 53
164 Suriname53 points 53 points 53
164 Tanzania53 points 53 points 53
164 Tonga53 points 53 points 53
169 Ivory Coast52 points 52 points 52
169 Laos52 points 52 points 52
171 Congo51 points 51 points 51
171 Palau51 points 51 points 51
171 Vanuatu51 points 51 points 51
174 Gambia50 points 50 points 50
175 Algeria49 points 49 points 49
175 Benin49 points 49 points 49
175 Palestine49 points 49 points 49
175 Togo49 points 49 points 49
179 Djibouti48 points 48 points 48
179 Pakistan48 points 48 points 48
179 Venezuela48 points 48 points 48
182 Cameroon47 points 47 points 47
182 Malawi47 points 47 points 47
182 Mozambique47 points 47 points 47
185 Iraq46 points 46 points 46
185 Micronesia46 points 46 points 46
185 Nauru46 points 46 points 46
188 Angola45 points 45 points 45
188 Iran45 points 45 points 45
188 Mauritania45 points 45 points 45
191 Burkina Faso44 points 44 points 44
191 Comoros44 points 44 points 44
191 Ethiopia44 points 44 points 44
191 Lebanon44 points 44 points 44
191 Liberia44 points 44 points 44
191 São Tomé and Príncipe44 points 44 points 44
191 Solomon Islands44 points 44 points 44
198 Mali43 points 43 points 43
198 Zanzibar43 points 43 points 43
200 Guinea41 points 41 points 41
200 Marshall Islands41 points 41 points 41
200 Papua New Guinea41 points 41 points 41
203 Madagascar40 points 40 points 40
203 Zimbabwe40 points 40 points 40
205 Libya39 points 39 points 39
205 Sierra Leone39 points 39 points 39
205 Timor-Leste39 points 39 points 39
208 Equatorial Guinea37 points 37 points 37
208 Kiribati37 points 37 points 37
210 Congo DR35 points 35 points 35
210 Haiti35 points 35 points 35
210 Tuvalu35 points 35 points 35
213 Myanmar34 points 34 points 34
214 Niger32 points 32 points 32
214 Turkmenistan32 points 32 points 32
216 Burundi31 points 31 points 31
217 Guinea-Bissau30 points 30 points 30
218 Central African Republic28 points 28 points 28
218 Chad28 points 28 points 28
218 Cuba28 points 28 points 28
221 Western Sahara24 points 24 points 24
222 Somalia22 points 22 points 22
222 Sudan22 points 22 points 22
224 Afghanistan19 points 19 points 19
224 Eritrea19 points 19 points 19
224 Yemen19 points 19 points 19
227 Syria18 points 18 points 18
228 South Sudan15 points 15 points 15
229 Korea DPR6 points 6 points 6

Last rating: June 25th, 2026

How the Raw Value Is Calculated

The raw value is a 0-100 point value for payment infrastructure that visitors can practically use. 100 means very strong card, mobile, ATM and international payment usability; low values mean more friction, cash dependence or weaker backup options.

The calculation combines everyday account and payment usability for foreigners, fintech development, ATM access, expat banking ease, international transfers, banking stability, e-government, mobile networks, internet freedom, rule of law and a small destination-context component.

Public source families include the World Bank Global Findex, the World Bank Global Payment Systems Survey, the IMF Financial Access Survey, GSMA mobile-money data, national central banks and payment-system authorities, and maintained Nomadino indicators on payments, banking, ATMs, fintech and digital access.

Values are normalised across the current Nomadino country comparison. The rating equals the rounded raw value; higher values improve the ranking.