Car Insurance ($/yr)

This ranking compares estimated annual car insurance costs for a normal private passenger car. The raw value is shown in US dollars per year; lower insurance premiums receive a higher rating. It measures a typical adult-driver tariff, not sports cars, fleets, special young-driver cases or individual discount levels.
1 Burundi110 $/year 110 $/year 100
1 Chad110 $/year 110 $/year 100
1 Guinea110 $/year 110 $/year 100
1 Guinea-Bissau110 $/year 110 $/year 100
1 Liberia110 $/year 110 $/year 100
1 Niger110 $/year 110 $/year 100
1 Sierra Leone110 $/year 110 $/year 100
8 Belarus120 $/year 120 $/year 99
8 Benin120 $/year 120 $/year 99
8 Burkina Faso120 $/year 120 $/year 99
8 Cuba120 $/year 120 $/year 99
8 Madagascar120 $/year 120 $/year 99
8 Pakistan120 $/year 120 $/year 99
8 Tajikistan120 $/year 120 $/year 99
8 Togo120 $/year 120 $/year 99
8 Turkmenistan120 $/year 120 $/year 99
8 Western Sahara120 $/year 120 $/year 99
8 Gambia130 $/year 130 $/year 99
8 Haiti130 $/year 130 $/year 99
8 Mali130 $/year 130 $/year 99
21 Comoros140 $/year 140 $/year 98
21 Kyrgyzstan140 $/year 140 $/year 98
21 Malawi140 $/year 140 $/year 98
21 Mauritania140 $/year 140 $/year 98
21 Moldova140 $/year 140 $/year 98
21 Mozambique140 $/year 140 $/year 98
21 Albania150 $/year 150 $/year 98
21 Armenia150 $/year 150 $/year 98
21 Bangladesh150 $/year 150 $/year 98
21 Bhutan150 $/year 150 $/year 98
21 Cambodia150 $/year 150 $/year 98
21 Cameroon150 $/year 150 $/year 98
21 Congo DR150 $/year 150 $/year 98
21 Ethiopia150 $/year 150 $/year 98
21 India150 $/year 150 $/year 98
21 Kosovo150 $/year 150 $/year 98
21 Laos150 $/year 150 $/year 98
21 Libya150 $/year 150 $/year 98
21 Myanmar150 $/year 150 $/year 98
21 Nepal150 $/year 150 $/year 98
21 Timor-Leste150 $/year 150 $/year 98
21 Ukraine150 $/year 150 $/year 98
21 Uzbekistan150 $/year 150 $/year 98
21 Zambia150 $/year 150 $/year 98
21 Zanzibar150 $/year 150 $/year 98
21 Zimbabwe150 $/year 150 $/year 98
47 Azerbaijan160 $/year 160 $/year 97
47 Congo160 $/year 160 $/year 97
47 Equatorial Guinea160 $/year 160 $/year 97
47 Rwanda160 $/year 160 $/year 97
47 São Tomé and Príncipe160 $/year 160 $/year 97
47 Senegal160 $/year 160 $/year 97
47 Tuvalu160 $/year 160 $/year 97
47 Uganda160 $/year 160 $/year 97
47 Ivory Coast170 $/year 170 $/year 97
47 Tanzania170 $/year 170 $/year 97
57 Algeria180 $/year 180 $/year 96
57 Angola180 $/year 180 $/year 96
57 Bolivia180 $/year 180 $/year 96
57 Bosnia and Herzegovina180 $/year 180 $/year 96
57 Gabon180 $/year 180 $/year 96
57 Georgia180 $/year 180 $/year 96
57 Ghana180 $/year 180 $/year 96
57 Kiribati180 $/year 180 $/year 96
57 Lesotho180 $/year 180 $/year 96
57 Marshall Islands180 $/year 180 $/year 96
57 Micronesia180 $/year 180 $/year 96
57 Mongolia180 $/year 180 $/year 96
57 Nauru180 $/year 180 $/year 96
57 Nicaragua180 $/year 180 $/year 96
57 North Macedonia180 $/year 180 $/year 96
57 Philippines180 $/year 180 $/year 96
57 Sri Lanka180 $/year 180 $/year 96
57 Suriname180 $/year 180 $/year 96
57 Vietnam180 $/year 180 $/year 96
76 Bulgaria200 $/year 200 $/year 95
76 Djibouti200 $/year 200 $/year 95
76 Egypt200 $/year 200 $/year 95
76 El Salvador200 $/year 200 $/year 95
76 Guyana200 $/year 200 $/year 95
76 Honduras200 $/year 200 $/year 95
76 Indonesia200 $/year 200 $/year 95
76 Iraq200 $/year 200 $/year 95
76 Kazakhstan200 $/year 200 $/year 95
76 Kenya200 $/year 200 $/year 95
76 Lebanon200 $/year 200 $/year 95
76 Montenegro200 $/year 200 $/year 95
76 Nigeria200 $/year 200 $/year 95
76 Niue200 $/year 200 $/year 95
76 Papua New Guinea200 $/year 200 $/year 95
76 Paraguay200 $/year 200 $/year 95
76 Samoa200 $/year 200 $/year 95
76 Serbia200 $/year 200 $/year 95
76 Swaziland200 $/year 200 $/year 95
76 Tonga200 $/year 200 $/year 95
76 Tunisia200 $/year 200 $/year 95
76 Vanuatu200 $/year 200 $/year 95
98 Botswana220 $/year 220 $/year 94
98 Cape Verde220 $/year 220 $/year 94
98 Cook Islands220 $/year 220 $/year 94
98 Ecuador220 $/year 220 $/year 94
98 Morocco220 $/year 220 $/year 94
98 Solomon Islands220 $/year 220 $/year 94
98 Sudan220 $/year 220 $/year 94
98 Thailand220 $/year 220 $/year 94
106 Guatemala230 $/year 230 $/year 93
107 Eritrea250 $/year 250 $/year 92
107 Iran250 $/year 250 $/year 92
107 Namibia250 $/year 250 $/year 92
107 Palau250 $/year 250 $/year 92
107 Peru250 $/year 250 $/year 92
107 Romania250 $/year 250 $/year 92
107 Turkey250 $/year 250 $/year 92
107 Venezuela250 $/year 250 $/year 92
115 Belize280 $/year 280 $/year 90
115 Colombia280 $/year 280 $/year 90
115 Fiji280 $/year 280 $/year 90
115 Hungary280 $/year 280 $/year 90
115 Jordan280 $/year 280 $/year 90
115 Syria280 $/year 280 $/year 90
121 Afghanistan300 $/year 300 $/year 89
121 Argentina300 $/year 300 $/year 89
121 Central African Republic300 $/year 300 $/year 89
121 Dominican Republic300 $/year 300 $/year 89
121 Malaysia300 $/year 300 $/year 89
121 Palestine300 $/year 300 $/year 89
121 Panama300 $/year 300 $/year 89
121 Poland300 $/year 300 $/year 89
121 Russia300 $/year 300 $/year 89
121 Slovakia300 $/year 300 $/year 89
121 Somalia300 $/year 300 $/year 89
121 South Sudan300 $/year 300 $/year 89
121 Yemen300 $/year 300 $/year 89
134 China350 $/year 350 $/year 87
134 Chinese Taipei350 $/year 350 $/year 87
134 Costa Rica350 $/year 350 $/year 87
134 Croatia350 $/year 350 $/year 87
134 Czech Republic350 $/year 350 $/year 87
134 Dominica350 $/year 350 $/year 87
134 Jamaica350 $/year 350 $/year 87
134 Korea DPR350 $/year 350 $/year 87
134 Mauritius350 $/year 350 $/year 87
134 Saint Vincent and the Grenadines350 $/year 350 $/year 87
134 South Africa350 $/year 350 $/year 87
134 Trinidad and Tobago350 $/year 350 $/year 87
146 Grenada360 $/year 360 $/year 86
146 Lithuania360 $/year 360 $/year 86
148 Latvia380 $/year 380 $/year 85
148 Saint Lucia380 $/year 380 $/year 85
150 Brunei400 $/year 400 $/year 84
150 Cyprus400 $/year 400 $/year 84
150 Estonia400 $/year 400 $/year 84
150 Greece400 $/year 400 $/year 84
150 Maldives400 $/year 400 $/year 84
150 Mexico400 $/year 400 $/year 84
150 Oman400 $/year 400 $/year 84
150 Saint Kitts and Nevis400 $/year 400 $/year 84
150 Seychelles400 $/year 400 $/year 84
150 Slovenia400 $/year 400 $/year 84
150 Uruguay400 $/year 400 $/year 84
150 Wallis and Futuna400 $/year 400 $/year 84
162 Antigua and Barbuda420 $/year 420 $/year 83
163 Andorra450 $/year 450 $/year 81
163 Aruba450 $/year 450 $/year 81
163 Bahrain450 $/year 450 $/year 81
163 Chile450 $/year 450 $/year 81
163 Curacao450 $/year 450 $/year 81
163 Portugal450 $/year 450 $/year 81
169 Brazil500 $/year 500 $/year 79
169 Kuwait500 $/year 500 $/year 79
169 Malta500 $/year 500 $/year 79
169 Mayotte500 $/year 500 $/year 79
169 San Marino500 $/year 500 $/year 79
169 Saudi Arabia500 $/year 500 $/year 79
169 Spain500 $/year 500 $/year 79
176 Barbados550 $/year 550 $/year 76
176 Gibraltar550 $/year 550 $/year 76
178 Guadeloupe580 $/year 580 $/year 74
179 Anguilla600 $/year 600 $/year 73
179 Bahamas600 $/year 600 $/year 73
179 British Virgin Islands600 $/year 600 $/year 73
179 French Guiana600 $/year 600 $/year 73
179 Martinique600 $/year 600 $/year 73
179 Qatar600 $/year 600 $/year 73
179 Réunion600 $/year 600 $/year 73
179 Saint Pierre and Miquelon600 $/year 600 $/year 73
179 Saint-Martin600 $/year 600 $/year 73
179 Sint Maarten600 $/year 600 $/year 73
179 Sweden600 $/year 600 $/year 73
179 Turks and Caicos Islands600 $/year 600 $/year 73
191 Finland650 $/year 650 $/year 71
191 New Caledonia650 $/year 650 $/year 71
193 Faroe Islands700 $/year 700 $/year 68
193 Korea Republic700 $/year 700 $/year 68
193 Montserrat700 $/year 700 $/year 68
193 Norway700 $/year 700 $/year 68
193 Tahiti700 $/year 700 $/year 68
193 United Arab Emirates700 $/year 700 $/year 68
199 France750 $/year 750 $/year 65
200 American Samoa800 $/year 800 $/year 63
200 Denmark800 $/year 800 $/year 63
200 Guam800 $/year 800 $/year 63
200 Macau800 $/year 800 $/year 63
200 Northern Mariana Islands800 $/year 800 $/year 63
200 U.S. Virgin Islands800 $/year 800 $/year 63
206 Austria850 $/year 850 $/year 60
206 Italy850 $/year 850 $/year 60
208 Belgium900 $/year 900 $/year 57
208 Cayman Islands900 $/year 900 $/year 57
208 Germany900 $/year 900 $/year 57
208 Greenland900 $/year 900 $/year 57
208 Iceland900 $/year 900 $/year 57
208 Japan900 $/year 900 $/year 57
208 New Zealand900 $/year 900 $/year 57
208 Puerto Rico900 $/year 900 $/year 57
216 United Kingdom996 $/year 996 $/year 52
216 Australia1000 $/year 1000 $/year 52
216 Bermuda1000 $/year 1000 $/year 52
216 Luxembourg1000 $/year 1000 $/year 52
220 Netherlands1100 $/year 1100 $/year 48
221 Canada1200 $/year 1200 $/year 43
221 Hong Kong1200 $/year 1200 $/year 43
221 Ireland1200 $/year 1200 $/year 43
221 Israel1200 $/year 1200 $/year 43
221 Liechtenstein1200 $/year 1200 $/year 43
221 Singapore1200 $/year 1200 $/year 43
227 Switzerland1400 $/year 1400 $/year 34
228 Monaco1600 $/year 1600 $/year 28
229 United States1700 $/year 1700 $/year 26

Last rating: June 20th, 2026

How the Raw Value Is Calculated

The raw value is the estimated annual insurance premium for a normal private passenger car in US dollars. It refers to an adult driver with average risk and an everyday compact or mid-range vehicle.

The comparison uses practically relevant cover: at least legally required liability insurance and, where a broader standard package is customary or included in the comparison value, basic collision or comprehensive elements. Local premiums are converted into US dollars.

The rating is intended to reflect the recurring insurance barrier for normal private car use. Countries with very high mandatory premiums, high claim costs or expensive insurance and repair markets therefore rank lower than countries with cheaper basic cover.

Sports cars, luxury vehicles, fleets, commercial use, special young-driver cases, individual no-claims discounts, single-insurer promotions, optional premium cover, leasing requirements, vehicle tax, technical inspections, fuel, maintenance and parking are not included.

For countries and territories without direct current coverage, Nomadino uses maintained replacement values. These are checked against national insurance rules, comparison-price data, claim and repair cost levels, vehicle density, road-risk context, income, administering states and adjacent mobility-cost indicators.

The rating uses fixed cost anchors. Very low annual premiums up to about USD 150 receive almost the full rating. Around USD 400, insurance is still in the good range; around USD 900 to USD 1,000 it sits in the middle range; from about USD 1,500 it becomes clearly expensive; and around USD 3,000 the rating falls into the lower range.